Your One-Stop Spot
for Kiwi Loans
Life’s better when you know who you’re dealing with.
At Loan Spot, we’re your local team, ready to help
with loans that make sense for real Kiwis.
Approval is subject to responsible lending inquiries.
Car Loan Calculator
Weekly Repayments
Monthly Repayments
Total Amount Repayable
The repayment amounts shown include Establishment and Introducer fees totalling $640 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender. For more about lender fees, click here.
Helping Kiwis Thrive
Personal Loans
Bring it to life with a personal loan – whether it’s for a holiday, pet project, or something you’ve always dreamed of.
Debt Consolidation
Roll all your debts into one easy repayment, making it simpler to manage your finances and plan your monthly budget.
Vehicle Loans
Drive, ride, or sail into your next chapter—finance your car, motorbike, boat, or caravan with a vehicle loan today.
Here to Make Borrowing Simple
For over 10 years, we’ve helped more than 55,000 Kiwis navigate their borrowing options with straightforward advice. Our team of 22+ qualified advisers is available seven days a week, ready to offer support every step of the way, keeping things straightforward and stress-free.
As a licensed Financial Advice Provider, we focus on giving you solid, informed advice. With ongoing training and a deep understanding of the options available, our advisers are here to help you find the right loan for your needs.
Spot the Difference
Total Transparency
We believe in being upfront about everything. From fees to terms, we’ll break it all down, so you’re never left guessing. No surprises—just clarity every step.
The Right Fit
Every borrower is different, and we get that. We match you with fixed rates suited to your needs. Repayments that fit your budget and make borrowing simple.
Swift and Stress-Free
We know life’s busy. We handle the details and keep things moving quickly to save you time. Borrowing shouldn’t be a hassle—it should work around you.
Over 55,000 Kiwis have trusted us to help with their finance needs.
1 Get Started Online
Apply in just 3 minutes! A fast and simple way to find your ideal personal loan.
2 We Find the Ideal Match
Loan options handpicked for you—personalised to suit your needs and priorities.
3 Funds, Fast and Simple
Approval sorted? Your money could be in your account the very same day. Lending criteria, T&Cs apply.
What our customers say
We source loans from trusted kiwi providers
Latest News & Views
- Life’s Big (and Little) Moments: When a Personal Loan Can Help You Move Things Forward
Life’s full of milestones and surprises — and sometimes it just helps toContinue reading “Life’s Big (and Little) Moments: When a Personal Loan Can Help You Move Things Forward” - Guide to Borrowing Like a Boss
Welcome to Loan Spot’s ultimate guide to borrowing smarter, not harder! Whether you’reContinue reading “Guide to Borrowing Like a Boss” - Thinking about a vehicle loan? Picking the Right Car Loan Structure for Your Needs
You’re about to get behind the wheel of your new car. It’s gleamingContinue reading “Thinking about a vehicle loan? Picking the Right Car Loan Structure for Your Needs”
One Partner Limited (FSP403346), trading as Loan Spot, better finance™, and MotorVehicle Finance, holds a Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice.
Read our Disclosure Statement here.