Too many debts? Too many repayments? Juggling multiple debts can be a costly way to manage your finances, not to mention stressful.
Take control with one simple loan. Talk to us today about Debt Consolidation. Round up those credit cards, store cards, personal loans and other debts and say goodbye to juggling repayments.
1 to 5 years
Within 48 hours
I'd like to consolidate...
$36,750 over a period of
36 months at a rate of
*View Calculation Details
*The actual interest rate charged to you will depend on your personal circumstances, the type of lending required and the security provided. To understand the rate that will apply to you, please call 0800 666 022. Normal lending criteria, terms, conditions and fees apply, including an establishment fee of $276.
Lending within 48 hours
Interest rates from 9.95%*
Quick and simple
Strong relationships with trusted lenders
We shop around so you get the best deal
Like to know more?
Your needs first
Our team is excellent at assessing the right lending structure for your needs. A friendly chat to talk through the detail that matters.
Taking on debt is no small thing. We’ll help you work through the numbers so that your new loan comfortably works with your budget.
We do the legwork
We work with a range of trusted lenders - we take the hard work out of shopping for the right loan for your needs.
Who likes waiting? No one. We can approve loans in less than three hours and payout on the same day (if signed docs are in by 12pm)
Everyone manages their money differently. We offer weekly, fortnightly and monthly repayments to work with your needs.
Here to help
Before, during and after you apply for a loan, we’re here to help, have a chat and answer any queries you have.
Declare the information provided in my/our finance application is true and correct and that I am/we are over the age of 18 years and I am/we are not an undischarged bankrupt/s;
Appoint you [One Partner Ltd, trading as LoanSpot / loanspot.co.nz] as my agent to collect, use and disclose my personal information for carrying out credit checks on me with a credit reporting agency for the purpose of making a recommendation to me for a credit facility (the FINANCE COMPANY). This will require you to give my information to the credit reporting agency as well as the credit reporting agency providing information about me to you.
I authorise any third party to provide my personal information to you for any of these purposes.
I understand that if you disclose my personal information to a credit reporting agency, they may hold my information on their credit reporting database and use it for providing credit reporting services and for any other lawful purpose and they may disclose my information to their subscribers for the purpose of credit checking or debt collection or for any other lawful purpose.
Agree the FINANCE COMPANY may collect from credit reporting agencies, credit providers, my/our employers/s, accountant/s, or other named person/s or relative/s, such personal, financial and commercial information and references about me/us as is necessary for the purposes of considering this application. And I/we agree that you may produce this authority to such parties for the purposes of collecting such information.
I/we agree to meet the cost of an independent valuation of the security to support this application such valuation to be obtained by you in consequence of this applicant. My/our solicitor/agent is authorised to accept any notification on my/our behalf.
I/We acknowledge that if the FINANCE COMPANY provides this finance the FINANCE COMPANY:
Will keep the personal information during this period the finance is provided and for six months after repayments of all credit provided by the FINANCE COMPANY:
May collect and monitor personal information about me/us as is necessary for the administration and protection of such credit: and
May provide any of the personal information to a third party employed by the FINANCE COMPANY to assist in enforcement of any agreement between us.
I/We request the FINANCE COMPANY or any related finance company to send me/us details of other products and services from time to time.
I/WE shall have access to my/our personal information and retain the right to request correction.
Provision of Additional Services
I authorise the FINANCE COMPANY to disclose personal information about me to a credit agency for the purposes of compiling a credit report and creating a credit profile. Further I authorize the FINANCE COMPANY to use my personal information for merchandising, market research and offering additional services including newsletters from One Partner Ltd or the offer of additional credit facilities.
The information that may be disclosed includes: name, address and telephone number; the loan amount of any facility; any debits made; the frequency and amounts of payments made including details of overdue payments. I understand that I have the right to access and request correction of my personal information held by the credit reporting agency.