Travel Loans for Every Adventure

The amount you can borrow depends on what you need for your trip and what you can comfortably afford to repay. Lenders look at your income and expenses to work this out.

Interest rates depend on things like your credit history and financial situation. A better credit profile might mean a lower rate, but it’s always assessed on a case-by-case basis.

Current fixed interest rates range from 7.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and the lender.

Travel loans include an Establishment Fee and Introducer Fee, and may include ongoing account and other fees. It’s best to review all costs with your lender before committing. You can view more about Lender Fees here, and how we are remunerated here.

Loan terms usually range from one to five years, depending on how much you borrow and how you’d like to structure your repayments.

A travel loan can be worth it if it helps you take that much-needed trip without the stress of upfront costs. By spreading the expenses into manageable repayments, you can make your dream getaway a reality without dipping into your savings. However, it’s important to ensure the loan fits your budget and long-term financial plans.

A travel loan is a type of personal loan designed to cover travel-related expenses. You apply for the amount you need, and if approved, the funds are provided upfront. You’ll then repay the loan in regular instalments over an agreed term, with interest included. It’s a simple way to manage your trip costs while keeping your budget in check.