Interest rates
Starting from 9.95% p.a. interest rates vary depending on lending criteria, eligibility and credit profile.
$15,000 over a period of 48 months at a rate of 10.95%*
*View Calculation Details
Looking for new wheels? New Zealand's leading car loan specialist can help.
We help our customers with a huge number of car loans every year; have strong relationships with New Zealand lenders. We know our lenders and we know the process. All good things, but we also deliver the quickest turnaround times and the easiest experience.
Starting from 9.95% p.a. interest rates vary depending on lending criteria, eligibility and credit profile.
1 to 5 years
3 hours*
Within 48 hours
Who likes waiting? No one. We can come back with a loan decision in less than three hours and payout on the same day (if signed docs are in by 12pm)*
Flexible repayments
Everyone manages their money differently. We can help you access loans that offer weekly, fortnightly and monthly repayments.
Before, during and after you apply for a loan, we’re here to help, have a chat and answer any queries you have.
*Affordability test applies
Who likes waiting? No one. We can approve loans in less than three hours and payout on the same day (if signed docs are in by 12pm)
Everyone manages their money differently. We offer weekly, fortnightly and monthly repayments to work with your needs.
Before, during and after you apply for a loan, we’re here to help, have a chat and answer any queries you have.
*Affordability test applies
IMPORTANT INFORMATION
1. Fixed interest rates range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60 month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
2. Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. A loan of $5,000 over 12 months at 10.95% p.a. has fees totalling $495 and a total repayment of $5,832.00 equating to 12 monthly payments of $486.00.
3. Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan. We don't provide advice on whether a particular car loan offered by a lender is suitable for you.
4. One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
5. Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.
I authorise the FINANCE COMPANY to disclose personal information about me to a credit agency for the purposes of compiling a credit report and creating a credit profile. Further I authorize the FINANCE COMPANY to use my personal information for merchandising, market research and offering additional services including newsletters from One Partner Ltd or the offer of additional credit facilities.
The information that may be disclosed includes: name, address and telephone number; the loan amount of any facility; any debits made; the frequency and amounts of payments made including details of overdue payments. I understand that I have the right to access and request correction of my personal information held by the credit reporting agency.