News & Views

Follow our content for tips & ideas from the Loanspot team

Thanks for joining us.
We're glad you came to visit!

 

This is where we share our ideas with existing and prospective clients, give guidance on borrowing and provide some great ideas on how to avoid or minimise debt. You can also follow this content on LinkedIn and Facebook.

Why a rainy-day fund is a good idea
20 April 2019

Life is full of the unexpected and sometimes our finances can take a hit. A rainy-day fund exists for those moments.

Steps to create an abundant mindset
18 April 2019

Looking for some motivation to help you get your financial fitness up to speed? Try some of these tips from mint.com to build a positive financial mindset, that will help you build your wealth.

Personal loan rejected? What to do next
15 March 2019

Having a personal loan declined can be disheartening, but with a bit of effort and some good planning, you can get your finances back on track. Here are some smart tips to get started.

Do you know your credit score?
27 February 2019

Having a good credit score can help you in many ways – including reducing the cost of your bills or giving you access to more cost-effective interest rates.

Know your numbers with a personal loan calculator
17 October 2018

If you’re in the market for a personal loan, using an online calculator can help you work out different repayment scenarios.

Credit Concerns? How to get credit-record-ready for vehicle finance
20 September 2018

While bad credit can impair your ability to obtain car finance, depending on the circumstances, and the way you can demonstrate your money management now, you still have some options.

Aha! Time to give ‘future-me’ a chance
19 August 2018

You know those ‘aha’ moments when you realise that enough-is-enough; it’s time to sort this mess out and move on to brighter things? For me, it was my finances. This is my story.

Move closer to ‘Pay Off Day’ in four steps
28 July 2018

Like to get rid of your personal loan faster? Perhaps your income has increased, or are focused on minimising the cost of interest... Well, if you’re looking for ways to shorten the term of your personal loan, here are four smart strategies to try.

Using a personal loan to fast-track your home renovation
16 June 2018

Time to give your house a revamp? Renovating can be a great way to add value to your home, or simply make it feel like a ‘home’ again. But before that, you may be faced with planned costs and unexpected price tags.

How do personal loans work?
25 May 2018

Tying the knot soon? Finally taking that dream vacation you've always promised yourself? Or simply would like to regain control of your debts with one simple loan? Whether it's a surprise expense or a planned project, if you're thinking about applying for a personal loan, here are some key points to consider.

Time for a car loan health check?
9 January 2017

If you’ve had your car loan for a year or more, you might be ready for a review. Regularly taking a closer look at your loan could save you money and speed up the time it takes to pay it off. Let’s take a look at five simple ways to review your car loan.

On the road to buying your first car?
25 August 2017

Are you about to buy your first car? Becoming a car owner is exciting, and it’s also a big commitment. Cars are usually expensive so chances are you’re going to need to sign up for a car loan. Here are some things to consider before you choose a car and apply for finance.

Want to stop juggling debt?
4 December 2017

Multiple debts can get stressful very quickly, not to mention costly over time. If you’re juggling loans, repayments dates and different interest rates, it could be time to consider debt consolidation. One loan, one interest rate and one regular repayment. Intrigued? Read on…